E-Bike Insurance

Coverage for E-bike owners, this is offered as part of a homeowners, condo or tenants policy.


  • Vehicle must have steering handlebars and functioning pedals
  • Vehicle has an electric motor of not more than 500w and may not exceed speeds of 39 km/h
  • Vehicle may not be operated on 400 series highways
  • Vehicle may not be modified

Required by law
No, not required by law.

Things that can be covered
Injury, liability, property damage caused by the bike, and physical damage to the bike itself .

Premiums based on
Make / Model / Year of Ebike, the liability limit you choose, and the coverage options you select.

Related information
Click Here to view the Government of Ontario Ministry of Transporation's E-Bike FAQs

If you would prefer to speak with a representative, Josslin would be happy to provide you an estimate on your insurance.  Please contact Rob Rotteveel if you have any questions or would like an estimate for your e-bike insurance.