Bed & Breakfast Insurance

Provides customized coverage for B&B’s and Country Inns.  Seamless integration of commercial and personal insurance for the owner that allows one overall limit to apply to business and personal contents.

3-years business or related experience preferred, acceptable claims history, physical premises must be well maintained.

Required by law
Not required by law, but may be required to satisfy mortgagee/ lender requirements or contractual obligations.

Things that can be covered
Property including owners personal contents
Detached buildings on property
Food Spoilage
Crime, Personal and Commercial Liability
Liquor liability
Flood, quake and sewer back-up are optional to include

Premiums based on
Property premiums are rated on the limit of coverage required and the type of building construction.  Liability premiums are  based on a combination of number of rooms for rent, services offered, Gross revenue split between Accommodation/Food/Liquor/spa/other etc.

If you would prefer to speak with a representative, Josslin would be happy to provide you an estimate on your insurance.  Please contact Todd Aitchison, Derrick MacDonald, Jack Soeder, or Andrew Kirkwood if you have any questions or would like an estimate for your bed & breakfast insurance.

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