Builders' Risk Insurance

Covers Buildings and construction materials during the period of construction. Can be covered on an individual basis, or blanketed over multiple projects.

Reputable contractor with acceptable claims history

Required by law
Not required by law, but may be required to satisfy lender requirements or contractual obligations.

Things that can be covered
Materials, fixtures and/or equipment whether installed, on site, or in transit to be used in construction or renovation project

Premiums based on
property premiums are rated on the limit of coverage required and the type of building construction.


Heisler Homes Inc. has been a client of Todd Aitchison & Josslin Insurance since January of 2009. We moved our commercial business, commercial auto and our Builders Risk policies to Josslin because we had formed a connection with Todd prior to him joining Josslin. Upon becoming a client of Josslin, we not only had the great service we came to expect with Todd but also a feeling of added protection from the brokerage and service staff as a whole.

At Josslin there is no voicemail, you get through to who you need to speak with or someone who can assist you the 1st time and in the advent of a claim situation you deal directly with a brokerage partner or your representative no matter whether it’s during regular business hours or not.

We’ve been fortunate enough to not have any claims issues to deal with but on the one situation where a sub-contractor was trying to associate us with a claim, Todd took control of the situation directly with the insurer and resolved the issue without any disruption. It’s service like this and being able to call and make changes to our policies on the same day we call, that makes you feel like you’re in a partnership with the brokerage rather the just a transactional business relationship.

I would definitely recommend Todd Aitchison & Josslin Insurance!


If you would prefer to speak with a representative, Josslin would be happy to provide you an estimate on your insurance.  Please contact Todd Aitchison, Derrick MacDonald, Jack Soeder, or Andrew Kirkwood if you have any questions or would like an estimate for your Builder's Risk insurance.

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