Garage Insurance

Designed for repair garages, service stations, gas bars, specialty shops (mufflers, transmissions etc.), collision repair facilities, new and used car sales, recreational vehicle dealers, and parking garages (including valet service). Provides protection for liability and physical damage for vehicles registered in the garage name, and for the customers’ vehicles in the garage’s care.

3-years business or related experience preferred, acceptable claims history, acceptable driving history for owner and employees, physical premises must be well maintained.

Required by law
Yes. Insurance is mandatory while operating a motor vehicle in the province of Ontario. Because garage owners and their employees are not covered by their customers’ policies, a garage policy must be purchased to cover test drives.

Things that can be covered
Third Party Liability, Accident Benefits, Direct Compensation Property Damage, Legal Liability for Physical Damage to Customer Vehicles and Physical Damage to Owned Vehicles.

Premiums based on
Payroll as determined by number of full time and part time employees, dealer plates, towing operations and annual revenue.

If you would prefer to speak with a representative, Josslin would be happy to provide you an estimate on your insurance.  Please contact Todd Aitchison, Derrick MacDonald, Jack Soeder, or Andrew Kirkwood if you have any questions or would like an estimate for your garage insurance.

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